Loans and Cash Advances

Examine various borrowing possibilities for your new or existing business.

• Aboriginal Business Development Fund (Ulnooweg Loan)
  
  http://www.canadabusiness.ca/eng/summary/1228/
  Applies to: New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador
  Funding for Aboriginal people in Atlantic Canada to start, buy, grow or refinance a business.
• Advance Payments Program
  
  http://www.canadabusiness.ca/eng/summary/964/
  Applies to: All of Canada
  You can apply for a cash advance of up to $400,000 for your agricultural business.
• AgriProcessing Initiative
  
  http://www.canadabusiness.ca/eng/summary/4219/
  Applies to: All of Canada
  If you are a Canadian processor of agricultural products, you could receive money for new machinery to help you update your manufacturing processes.
• Aquaculture Loan Program
  
  http://www.canadabusiness.ca/eng/summary/2382/
  Applies to: Nova Scotia
  Obtain a loan to establish, maintain or expand your finfish, shellfish or seaplant aquaculture business.
• BDC Growth Capital for Aboriginal Business
  
  http://www.canadabusiness.ca/eng/summary/937/
  Applies to: All of Canada
  Financing to help aboriginal business people start or grow their business
• BDC Market Xpansion Loan
  
  http://www.canadabusiness.ca/eng/summary/1052/
  Applies to: All of Canada
  Financing to help you explore new domestic or foreign market opportunities.
• BDC Subordinate Financing
  
  http://www.canadabusiness.ca/eng/summary/1207/
  Applies to: All of Canada
  An alternative way to finance the growth of your profitable business
• BDC Term Loans
  
  http://www.canadabusiness.ca/eng/summary/1049/
  Applies to: All of Canada
  You can get flexible debt financing for a wide variety of business projects.
• Black Business Initiative Financial Support
  
  http://www.canadabusiness.ca/eng/summary/4809/
  Applies to: Nova Scotia
  Access a business loan as an African Nova Scotian entrepreneur.
• Business Development Program
  
  http://www.canadabusiness.ca/eng/summary/943/
  Applies to: New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island
  Access funds to start, expand or improve your business in Atlantic Canada.
• Business Financing Program
  
  http://www.canadabusiness.ca/eng/summary/2075/
  Applies to: Nova Scotia
  Access loans and guarantees for your new or expanding business.
• Canadian Agricultural Loans Act Program
  
  http://www.canadabusiness.ca/eng/summary/2207/
  Applies to: All of Canada
  If you are a Canadian farmer, you could receive a loan to buy land, build or improve farm buildings, buy farm equipment, livestock or shares in a farm.
• Community Business Development Corporations Business Loan Program - Atlantic Provinces
  
  http://www.canadabusiness.ca/eng/summary/1063/
  Applies to: New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island
  Get funding to start or grow a business in rural areas of Atlantic Canada.
• CYBF Start-Up Loan
  
  http://www.canadabusiness.ca/eng/summary/1216/
  Applies to: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Ontario, Quebec, Saskatchewan, Yukon, Prince Edward Island
  Are you between 18 and 34 years old? If you are a Canadian resident with a good business idea, you can get $15,000 or more to start or run a business full-time.
• CYBF’s Expansion Financing Program
  
  http://www.canadabusiness.ca/eng/summary/1211/
  Applies to: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Yukon, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan
  You can get $10,000 to grow your business, if you are younger than 35 years old and have received a start-up loan from the Canada Youth Business Foundation within the last three to five years.
• CYBF Succession Financing
  
  http://www.canadabusiness.ca/eng/summary/1005/
  Applies to: All of Canada
  Want to buy an existing business but don’t have the money? If you are a Canadian resident, between 18-34 years old, you may be eligible for a loan of up to $15,000.
• Energy Loan
  
  http://www.canadabusiness.ca/eng/summary/4495/
  Applies to: All of Canada
  Financing to help your agricultural or agri-business produce its own renewable energy.
• Enterprise Cape Breton Corporation
  
  http://www.canadabusiness.ca/eng/summary/3031/
  Applies to: Nova Scotia
  Find out how Enterprise Cape Breton Corporation can help your business. Get help with financing, investment, business expansion and development for businesses in the Cape Breton and Mulgrave areas.
• EXPORTExpressCredit
  
  http://www.canadabusiness.ca/eng/summary/1294/
  Applies to: All of Canada
  Loan to promote your business abroad or boost production to meet an export order.
• FACTOR Loans for Recording
  
  http://www.canadabusiness.ca/eng/summary/1284/
  Applies to: All of Canada
  Financing to support the English language sound recording industry and its artists
• Farm Credit Canada Products and Services
  
  http://www.canadabusiness.ca/eng/summary/3705/
  Applies to: All of Canada
  Access capital for your farming or agri-business operation.
• Feature Film Distribution Assistance
  
  http://www.canadabusiness.ca/eng/summary/2074/
  Applies to: Nova Scotia
  Receive a recoupable advance for the theatrical release costs of your film.
• Film or Television Development Loans
  
  http://www.canadabusiness.ca/eng/summary/2394/
  Applies to: Nova Scotia
  Obtain an interest-free loan to support the development of your film or television project through its initial stages.
• Fishing Vessel Loan Program
  
  http://www.canadabusiness.ca/eng/summary/2396/
  Applies to: Nova Scotia
  Obtain a loan to purchase, build or modify your fishing vessel.
• Immigrant Small Business Loan Program
  
  http://www.canadabusiness.ca/eng/summary/2379/
  Applies to: Nova Scotia
  As a recent immigrant, you can receive a loan to start, buy or expand your business.
• New Entrants to Agriculture Program
  
  http://www.canadabusiness.ca/eng/summary/2288/
  Applies to: Nova Scotia
  Access funds to help buy or develop a farm.
• NORTHSTAR Trade Finance Inc.
  
  http://www.canadabusiness.ca/eng/summary/1222/
  Applies to: All of Canada
  Your foreign customer can get financing to purchase your products and services.
• Nova Scotia Farm Loans
  
  http://www.canadabusiness.ca/eng/summary/3809/
  Applies to: Nova Scotia
  Receive a loan to help fund your agricultural business.
• Project Finance
  
  http://www.canadabusiness.ca/eng/summary/2127/
  Applies to: All of Canada
  Access financing for large-scale global infrastructure or industrial projects that generate economic benefits for Canada and that may create export opportunities for your business.
• Seed Capital Program
  
  http://www.canadabusiness.ca/eng/summary/1054/
  Applies to: New Brunswick, Newfoundland and Labrador, Prince Edward Island, Nova Scotia
  If you live in the Atlantic provinces, you can obtain a loan to start, grow or improve a small business and to get business training.
• Strategic Aerospace and Defence Initiative (SADI)
  
  http://www.canadabusiness.ca/eng/summary/1586/
  Applies to: All of Canada
  If you are an aerospace and defence company that is incorporated in Canada, you can receive money for research and development projects in Canada.
• Students in Business
  
  http://www.canadabusiness.ca/eng/summary/3819/
  Applies to: Nova Scotia
  Access an interest-free loan to start your own business, if you are between 15-34 years old and planning to go to school.
• Vehicle and Equipment Financing Partnership
  
  http://www.canadabusiness.ca/eng/summary/5131/
  Applies to: All of Canada
  Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.