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Financing from not-for-profit and community-based organizations

Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations offer financing or can help you access financing.

• ACCESS Community Capital Fund
  
  http://accessccf.com/
  Access loans of up to $5,000 to start a business in the Greater Toronto Area.
• Alberta Deal Generator
  
  http://www.dealgenerator.com/einfo.htm
  If you have a technology business with high-growth potential, you may be able to obtain financing from this program's investment network.
• Agricultural Adaptation Council
  
  http://www.adaptcouncil.org/index.php
  Learn about financial resources to help your agricultural business stay competitive.
• Golden Opportunities Fund Inc.
  
  http://www.goldenopportunities.sk.ca/venture_capital/subpage_2
  Are you looking for expansion capital for your growing business? You may qualify, if your business has no more than 500 employees and is located in Saskatchewan.
• General Business Loans - Two Rivers Community Development Centre
  
  http://tworivers.ca/main.php?lnknum=4
  If your business is owned by a member of Six Nations or New Credit, you may qualify for a term loan of up to $300,000 to purchase land, buildings and equipment for your business.
• Fonds de solidarité FTQ (FTQ solidarity fund)
  
  http://www.fondsftq.com/en/FondsRegionaux.aspx
  If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.
• Export Market Access - A Global Expansion Program
  
  http://exportaccess.ca/en/
  If your Ontario business has at least five employees and annual sales of $500,000 or more, you may qualify for a grant of 50% on money spent to grow export sales.
• Ottawa Community Loan Fund
  
  http://oclf.org/
  Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.
• Micro business loan
  
  http://www.momentum.org/microloans
  If you earn a low income and want to start or expand a small business in Calgary, you may be able to access a character-based loan.
• Fondation du maire: le Montréal inc. de demain
  
  http://www.canadabusiness.ca/eng/summary/2444/
  Applies to: Quebec
  If you are a young Montreal entrepreneur, you could receive a grant of between $5,000 and $30,000 to start up your business as well as advice or training.
• Jubilee Fund Inc.
  
  http://www.jubileefund.ca/home.html
  Are you working on a business project that promotes self-reliance, human dignity and a better quality of life? If you cannot access traditional bank or credit union financing, these loan guarantees may help you secure a loan.
• Women’s Enterprise Centre of Manitoba
  
  http://www.canadabusiness.ca/eng/summary/2599/
  Applies to: Manitoba
  Business information, guidance and financing for women entrepreneurs
• däna Näye Ventures
  
  http://www.dananaye.yk.net/index.html
  Your business could benefit from financing assistance, business counselling, flexible loans, and training offered by this institution.
• Northern Enterprise Fund Inc. (Saskatchewan)
  
  http://www.nefi.ca/index.html
  If you live in northern Saskatchewan, you may qualify for a business loan to purchase an existing business or fixed assets, or to start a new business.
• Black Business Initiative — Financial Support
  
  http://www.canadabusiness.ca/eng/summary/4809/
  Applies to: Nova Scotia
  Access a business loan as an African Nova Scotian entrepreneur.
• Black Creek Micro-Credit Program
  
  http://blackcreekcapacity.ca/communityloanfund
  You can get a loan of up to $5,000, as well as business support, to start your business in Black Creek.
• Montreal Community Loan Association
  
  http://www.acemcreditcommunautaire.qc.ca/en/our-services
  Receive financial and technical support to launch or expand your business, if you are not eligible for traditional credit.
• Seed Capital Program — Fredericton
  
  http://www.enterprisefredericton.ca/content/businesssupport/215427
  If you live in the Greater Fredericton Region, you could get a loan of up to $20,000 to start or grow your business.
• CEED — SEED Capital Loan Program
  
  http://www.canadabusiness.ca/eng/summary/7228/
  Applies to: Nova Scotia
  You could receive up to $20,000 to start, expand or modernize your urban business.
• Pre-commercialization Business Development Fund
  
  http://www.canadabusiness.ca/eng/summary/7260/
  Applies to: Ontario
  Apply for up to $100,000 in funding for your research project involving genomics, proteomics or related technologies.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

• Business support organizations
  
  http://www.canadabusiness.ca/eng/87/921/
  You don't become an expert business manager overnight. Seeking the advice of peers, professional business counsellors and coaches can help your transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.

• Government grants and financing
  
  http://www.canadabusiness.ca/eng/82/149/
  Find out about government grants, loans or other financing available for your business.