Financing from non-government organizations 

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Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations either offer financing or can help you access financing.

  • ACCESS Community Capital Fund
    Applies only to: Ontario

    Access loans of up to $5,000 to start a business in the Greater Toronto Area.

  • Invest-Tech
    Applies only to: Alberta

    If you have a technology business with high-growth potential, you may be able to obtain financing from this program's investment network.

  • Alberta BoostR
    Applies only to: Alberta

    This crowdfunding platform can help your Alberta businesses raise money through a community of supporters, in exchange for a reward.

  • Black Business Initiative — Financial support
    Applies only to: Nova Scotia

    As an African Nova Scotian entrepreneur, you could access a loan of up to $25,000 to start or expand your business.

  • Black Creek Micro-Credit Program
    Applies only to: Ontario

    You could be eligible for a loan of up to $5,000, as well as business support, to start your business in Black Creek, Toronto.

  • Futurpreneur Canada Expansion Program

    You could get $10,000 to grow your business if you received a Start-Up loan from Futurpreneur Canada within the last 3 to 5 years.

  • Futurpreneur Canada Newcomer Program

    If you are between the ages of 18 and 39 and have lived in Canada for less than 60 months you can apply for financing to start a business.

  • Futurpreneur Canada Start-Up Program

    Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.

  • Youth Social Innovation Capital Fund

    As a young entrepreneur with a social or environmental goal you may be eligible for loans of up to $25,000 to start or grow a business.

  • däna Näye Ventures
    Applies only to: Yukon, British Columbia

    Your business could benefit from financing assistance, business counselling, flexible loans, and training offered by this institution.

  • Export Market Access — A global expansion program
    Applies only to: Ontario

    If you have at least 5 employees and annual sales of $500,000 or more, you may qualify for a grant of 50% on costs to grow export sales.

  • Grant — Fondation Montréal Inc
    Applies only to: Québec

    If you are a young Montreal entrepreneur, you could receive a grant of between $5,000 and $30,000 to start up your business as well as advice or training.

  • Golden Opportunities Fund Inc.
    Applies only to: Saskatchewan

    Are you looking for expansion capital for your growing business? You may qualify, if your business has no more than 500 employees and is located in Saskatchewan.

  • Jubilee Fund: Ethical investing in Manitoba
    Applies only to: Manitoba

    Does your business project help improve the quality of life of disadvantaged individuals? These loan guarantees may help you access financing.

  • Micro business loan
    Applies only to: Alberta

    If you earn a low income and want to start or expand a small business in Calgary, you may be able to access a character-based loan.

  • Northern Enterprise Fund Inc.
    Applies only to: Saskatchewan

    If you live in northern Saskatchewan, you may qualify for a business loan to purchase an existing business or fixed assets, or to start a new business.

  • Ottawa Community Loan Fund
    Applies only to: Ontario

    Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.

  • Saskatchewan Capital Network
    Applies only to: Saskatchewan

    If you have a Saskatchewan startup or growth focused business, the Network can connect you with potential investors who are looking for good investment opportunities.

  • Seed Capital Initiative
    Applies only to: New Brunswick, Newfoundland and Labrador, Nova Scotia

    If you live in one of 5 major Atlantic cities, you could obtain a loan and training to start, grow or improve a small business.

  • Sivummut Grants to Small Businesses
    Applies only to: Nunavut

    If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business there.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

  • Business support organizations

    Seeking the advice of peers, professional business counsellors and coaches can help you transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.