Financing from non-government organizations 

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Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations either offer financing or can help you access financing.

  • ACCESS Community Capital Fund
    Applies only to: Ontario

    Access loans of up to $5,000 to start a business in the Greater Toronto Area.

  • Alberta Deal Generator
    Applies only to: Alberta

    If you have a technology business with high-growth potential, you may be able to obtain financing from this program's investment network.

  • Alberta BoostR
    Applies only to: Alberta

    This crowdfunding platform can help your Alberta businesses raise money through a community of supporters, in exchange for a reward.

  • Black Business Initiative — Financial support
    Applies only to: Nova Scotia

    As an African Nova Scotian entrepreneur, you could access a loan of up to $25,000 to start or expand your business.

  • Black Creek Micro-Credit Program
    Applies only to: Ontario

    You could be eligible for a loan of up to $5,000, as well as business support, to start your business in Black Creek, Toronto.

  • CYBF Expansion Program

    You could get $10,000 to grow your business if you received a Start-Up loan from the Canada Youth Business Foundation within the last three to five years.

  • CYBF Newcomer Program

    If you are a recent immigrant to Canada and are between the ages of 18 and 39 years old, you can apply for money to start a business.

  • CYBF Start-Up Program

    Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.

  • däna Näye Ventures
    Applies only to: Yukon

    Your business could benefit from financing assistance, business counselling, flexible loans, and training offered by this institution.

  • Export Market Access — A global expansion program
    Applies only to: Ontario

    If you have at least five employees and annual sales of $500,000 or more, you may qualify for a grant of 50% on costs to grow export sales for your Ontario business.

  • Grant — Fondation Montréal Inc
    Applies only to: Québec

    If you are a young Montreal entrepreneur, you could receive a grant of between $5,000 and $30,000 to start up your business as well as advice or training.

  • Golden Opportunities Fund Inc.
    Applies only to: Saskatchewan

    Are you looking for expansion capital for your growing business? You may qualify, if your business has no more than 500 employees and is located in Saskatchewan.

  • Investment Agriculture Foundation funding programs
    Applies only to: British Columbia

    If you are part of the agriculture and food processing industry in BC, you could be eligible for funding.

  • Jubilee Fund: Ethical investing in Manitoba
    Applies only to: Manitoba

    Does your business project help improve the quality of life of disadvantaged individuals? These loan guarantees may help you access financing.

  • Micro business loan
    Applies only to: Alberta

    If you earn a low income and want to start or expand a small business in Calgary, you may be able to access a character-based loan.

  • Northern Enterprise Fund Inc.
    Applies only to: Saskatchewan

    If you live in northern Saskatchewan, you may qualify for a business loan to purchase an existing business or fixed assets, or to start a new business.

  • Ottawa Community Loan Fund
    Applies only to: Ontario

    Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.

  • Saskatchewan Capital Network

    If you have a Saskatchewan startup or growth focused business, the Network can connect you with potential investors who are looking for good investment opportunities.

  • Seed Capital Initiative
    Applies only to: New Brunswick, Newfoundland and Labrador, Nova Scotia

    If you live in one of 5 major Atlantic cities, you could obtain a loan to start, grow or improve a small business and get business training.

  • Sivummut Grants to Small Businesses
    Applies only to: Nunavut

    If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business there.

  • Women's Enterprise Centre
    Applies only to: Manitoba

    Are you a woman entrepreneur looking to start, expand or purchase a business? Get help to improve your business skills and acquire financing.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

  • Business support organizations

    Seeking the advice of peers, professional business counsellors and coaches can help you transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.