Financing for innovation
Are you looking to finance your innovation activities? Whether you're working on products or services at the research and development phase, or looking to market your innovation at the commercialization stage, there are a number of government programs available to help you. Find out if you qualify.
- BDC Small Business Loan — for existing business
Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.
- R&D Vouchers
Access funding for technical expertise and facilities that will support your research and development activities within your innovative business.
- Fonds de développement de la transformation alimentaire
Do you have a food processing business? If so, you could get financial assistance to increase your productivity and competitiveness.
- Fonds de diversification économique — MRC des Sources
Are you looking to start or expand your business development project in the Regional County Municipality of Des Sources? You could get financial assistance.
- Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Are you looking to start or expand your business development project in the Centre-du-Québec and Mauricie regions? You could get financial support.
- Passeport innovation
Your eligible SME, cooperative or non-profit organization could receive funding to support technological, organizational and social innovation projects.
- Prêt à entreprendre
Are you starting a business or thinking of buying an existing one in Quebec? If so, you could get a loan on trust and support services.
- Advanced Manufacturing Fund
If your Ontario manufacturing business conducts innovative manufacturing activities and R&D, you could access repayable funding.
- AgriInnovation Program
If you have an agri-business, you can apply for an R&D contribution to get your new agricultural product or technology ready for the market.
- Agriculture Direct Loans
Get a loan for a project of strategic importance to the province's agricultural sector.
- Alberta BoostR
This crowdfunding platform can help your Alberta business raise money through a community of supporters, in exchange for a reward.
- Alberta Innovates
You could get support for the research and innovation-based activities of your business from the Government of Alberta.
- Alberta Scientific Research and Experimental Development Tax Credit Program
Your corporation may be able to receive a tax credit for scientific research and experimental development expenditures incurred in Alberta.
- Aquaculture Collaborative Research and Development Program
By collaborating with government researchers, you could increase your business' scientific capacity for projects relating to fish health and environmental performance.
- Atlantic Innovation Fund
If your business is in the Atlantic provinces, you could get funding to develop new technology.
- Automotive Innovation Fund
If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.
- Automotive Partnership Canada
If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities.
- Automotive Supplier Innovation Program
As a supplier to the automotive industry, your business could access funds to support projects that develop innovative products or processes.
- BDC Capital
Access a wide range of specialized financing to match the various stages of your business' growth.
- Broadband for E-business and Marketing (Muskoka)
You may be eligible for financial support to help your Muskoka business develop and implement e-business strategies and applications.
- Broadband for E-business and Marketing (Timmins)
You may be eligible for financial support to help your business in the Timmins region develop and exploit e-business strategies and applications.
- Business Investment Fund
Need financing to grow or expand your business? If it is part of the Province’s strategic sector, you could be eligible for funding.
- Canada Media Fund
If you are involved in the Canadian television or digital media industries, you may be eligible for funding.
- Cleantech Pre-investment Program
Apply for up to $50,000 to get your early-stage clean technology business investment-ready.
- Collaboration Voucher Program
You may be able to cut the cost of innovation technical expertise needed to keep your Ontario business competitive.
- Collaborative Health Research Projects
If you are in natural sciences or engineering and have a partner from the health science community, you could get funding for your collaborative research project.
- Collaborative Research and Development Grants
You could get a university to help you with your research project in natural sciences or engineering if you contribute half the costs of the project.
- Commercialization Support for Business Program
Apply for financial help to commercialize innovative products that aren't yet being manufactured in the province.
- Community Futures British Columbia — Financing programs for entrepreneurs
You could get a loan to start or grow a business if you live in a rural area of British Columbia.
- Community Futures Manitoba
Find out about loans to start or grow a business if you live in rural and northern Manitoba.
- Community Futures Saskatchewan — Loan products for small businesses
You could get a loan to start or grow a business if you live in rural or northern Saskatchewan.
- Conservation Fund
You could receive funding for new energy conservation programs and technology for your business.
- Créativité Québec
Your business could get funding to buy new technology, or to develop or improve products and processes.
- Cultural industries — Financial assistance
Find out how you could get money to help cover costs related to your film, television, new media, music or publishing business.
- Development and Commercialization Fund
You could receive financial support for the discovery and development project phases of your innovative PEI business.
- Digital media tax credit
Your digital media business may be eligible for a refundable tax credit of up to 50% on the cost of developing interactive products.
- ESSOR Program — Feasibility study of a capital project
You could get up to $100,000 to help cover the costs of analyzing or evaluating investment opportunities in Quebec.
- ESSOR Program — Funding support for investment projects
You could get funding to start your business, upgrade your processes or facilities and contribute to creating or maintaining jobs.
- Eastern Ontario Development Program
If you are located in a rural area of Eastern Ontario, you could get financing to start or grow your business.
You could obtain a loan, a loan guarantee or quasi-equity funding to establish environmentally friendly business practices.
- Economic Development Initiative (Southern Ontario)
Funding may be available for your business if you provide programs or services in French to a Francophone community in southern Ontario.
- Engage Grants
You could access a grant for your science and engineering business to help solve a company-specific problem.
- Entrepreneur Support (SEED)
You may be eligible to receive a grant to start a new business or improve the capacity of your business.
- Farm Business Development Initiative
As a Saskatchewan farmer, you can apply for funding to access farm-related training or to help with the cost of hiring a consulting service.
- Farm Credit Canada – Loans and Lending Options
You could access capital for your farming or agri-business operation.
- FedNor Innovation Fund
If your business is based in Northern Ontario, you could receive funding towards the adoption and commercialization of new technologies.
- Growing Forward 2: Growing Innovation
As an agriproducer or agriprocessor, you could take advantage of financial assistance programs designed to help you with research and adoption of new technologies.
- Growing Forward 2: Growing Value — Commercialization
If you are an agriproducer or agriprocessor, you could receive financing for pre-commercialization, commercialization and market development activities.
- IMPLIQ Financing
This financing could help you start or expand your co-operative or non-profit organization.
- Industrial agreement programs
If your Quebec SME is seeking European industrial or technological partners, these programs could make the process easier for you.
- Industry-Academic Collaboration Programs
Learn about financing and support that may help you develop and commercialize innovative techniques, products and services in Ontario.
- Industry-Partnered Collaborative Research Program
If you are an academic researcher, you can apply for a grant for a collaborative research project you undertake with a Canadian industry partner who shares an interest in health R&D.
- Innov'Action Agri-Food Program — Innovation in agricultural production
You could get financial support to help your business increase its competitiveness by adopting the results of applied research by the agricultural sector.
- Innov'Action Agri-Food Program — Innovation in food processing products and processes
You could get financial support to foster the delivery of food processing projects related to product and process innovation.
Get the capital and guidance you need to take your emerging technology business to the next level.
- Interactive Digital Media Fund
You may be eligible for funding up to a maximum of $150,000 for the production of your digital media content.
- International Science and Technology Partnerships Program
If you own a small or medium-sized business with R&D projects in science and technology, you could get money to partner with foreign researchers.
- Investing in Business Growth and Productivity
Your established Ontario business or not-for-profit organization may be eligible for funding to grow and be more productive.
- Investing in Business Innovation
You could get financing to help commercialize the innovations of your Southern Ontario start-up if you've already secured private investments.
- Investments in Forest Industry Transformation
You could get funding to commercialize new technologies for forest product production.
- Local Poverty Reduction Fund
Your registered charity, not-for-profit or Aboriginal organization may be eligible for a grant for sustainable projects that aim to reduce poverty.
- Mitacs Accelerate
Learn how you can expand your R&D potential by recruiting a graduate student or postdoctoral fellow to research your technology project.
- Mitacs Elevate
You could obtain research assistance from a PhD fellow at a reduced cost to your business for projects lasting up to two years.
- Networks of Centres of Excellence
Explore various funds available for your R&D activities that respond to current research and innovation needs.
- Northern Community Capacity Building Programs (Northern Ontario)
You may be eligible to apply for a grant of up to a maximum of $150,000 to support certain types of business related activities in Northern Ontario.
- Northern Innovation Programs (Northern Ontario)
Your Northern Ontario business may able eligible for funding from $15,000 up to $500,000 towards research and commercialization of new technologies.
- Nova Scotia First Fund
Find out how to commercialize your emerging technology with a venture investment of up to $3 million.
- Nova Scotia farm loans
Apply for a loan to help fund your agricultural business.
- Ontario Catapult Microloan Fund for Social Enterprises
You may be eligible for a loan of $5,000 to $25,000 for your innovative Ontario-based social enterprise.
- Ontario Music Fund
If you run a business, a consortium, an industry association or a not-for-profit organization active in the Ontario music sector you may be eligible to apply for funding.
- Ontario Research and Development Tax Credit
Find out if you qualify for a tax credit for your research and development expenditures.
- Ontario Tax Exemption for Commercialization
Your corporation may be eligible for a tax exemption if you sell new products developed by Canadian colleges or universities.
You could get funding of up to $250,000 if your non-profit organization develops innovative projects for developing East-end Montreal.
- Pilot and Discovery Fund
You could obtain up to $25,000 to test an innovation-based idea.
- Prince Edward Island BioAlliance Commercialization Services Initiative
You could get financial and technical assistance to help you commercialize your bioscience-related research, products, and services.
- Quebec Economic Development Program
Find out about financial and other resources that can help you develop your Quebec business.
- R&D Proof of Concept
Apply for a grant to reduce the technical and financial risk of your innovative, pre-commercial research and development project.
- Recognition for Pre-Competitive Research Consortia
Do you do pre-competitive research and want to create research consortia? If so, this tax credit can help you.
- Research and Development Program (waste diversion)
You could receive research funding of up to $50,000 for your solid waste diversion idea.
- Research and Development Tax Credit
You can apply for a 15% tax credit for costs incurred from qualified scientific research and experimental development.
- Saskatchewan Petroleum Research Incentive
If your organization conducts research in the area of new and promising technologies for the oil and gas sector, you may be eligible for an incentive.
- Sivummut Grants to Small Businesses
If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business there.
- Social Enterprise Ontario
Your social enterprise with an environmental or social goal for Francophones may be eligible for grants of up to $16,000 or loans of up to $40,000.
- Southern Ontario Fund for Investment in Innovation
Apply for funding to help your innovative small business develop and commercialize new processes or technologies.
- Southwestern Ontario Development Fund
As a business or an incorporated, not-for-profit organization you could receive funding to support business expansion and innovation in your region.
- Space Technology Development Program
Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies.
- Strategic Industries Development Fund
If your business undertakes a strategic industry-related project, you may be eligible for funding if the project provides positive economic outcomes.
- Strategic Investments in Northern Economic Development
Find out how your northern business could get money for a project that creates jobs and helps develop the North.
- TECTERRA Geomatics Technology Programs
If you are an entrepreneur in the geomatics industry, you could access funding and resources that can help you develop and commercialize your business.
- Tax Credit for Salaries and Wages (R&D)
If you carry out scientific research and experimental development work, your business could benefit from this tax measure.
- Tax credit for pre-competitive private partnership research
Put this tax measure to work for your (SR&ED) projects carried out in Quebec, in partnership with another private company.
- Tax credit for the development of e-business
Your corporation could benefit from this refundable tax credit if its activities are in IT and are carried out in an establishment located in Quebec.
- Technology Demonstration Program
You could receive up to 50% of the costs of a next-generation manufacturing project for the aerospace, defence, space and security industries.
- Tourism Development Fund
Your tourism business may qualify for financial support for innovation, training, and improving investment readiness.
- Value-Added Manufacturing Program
You could receive funding of up to 50% of eligible start-up costs related to your diverted-waste innovation.
- Western Diversification Program
If your not-for-profit organization is looking to strengthen the economy of Western Canada, you can apply for funding for various initiatives.
- Western Innovation (WINN) Initiative
Your Western business could get financial assistance to bring innovative products, processes and services to market.
- Youth Employment Program
You could obtain financial assistance to hire a skilled post-secondary graduate to work on your innovative project.
- Yukon Research and Development Tax Credit
Receive a tax credit of 15% or 20% for eligible research and development costs.
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